Economic growth is currently centralized around an international financial market, composed only of the largest companies in the world. This economic system only benefits an industrial and financial elite, which monopolizes the production of wealth, to the detriment of the local economy, the environment and the citizens. The COVID crisis has accentuated this inequality, which has now reached unimaginable levels. Today, the influence of the market has far surpassed that of the States, making financial power the greatest of all powers. A power that has become as illegitimate as it has become harmful, and which continues to demonstrate its devastating effects on the entire globe. This predatory and speculative model embodies an obvious contradiction with the democratic, social and environmental claims of our modern societies. What Future? Threats or opportunities? The power and influence of certain companies in the digital world leads us to fear a fusion between the banking and financial system and the world of digital technology. Indeed, some projects, such as the Libra (Diem) project initiated by Facebook, are now proposing to create new global currencies. Global and centralized currencies, created and governed by a consortium of private companies from the world of digital technology and traditional finance. They already monopolized the exploitation of our digital data, tomorrow they may also monopolize the creation of money, the banking system and the exploitation of our money. Given all these threats, the increase in the centralization of wealth production seems to be inevitable. However, recent technological innovations, such as the Blockchain, allow us to perceive new opportunities for emancipation from this system, which is both centralized and centralizing.

The Solid'Ark project aims to decentralize economic growth in order to promote the development of various local economies, while enhancing the local purchasing power of citizens. The aim is to develop and promote a fairer, more equitable and more democratic economic model, a system that is oriented in favor of the environment, the real economy and citizens. To achieve this goal, Solid'Ark starts by democratizing access to investment and participatory financing (to make it accessible to everyone). Secondly, we democratize the creation of democratic banks and local currencies, at the service of citizens and the local economy. On our platform, users will be able to easily group together to create democratic banks. Each of these banks will then be able to issue its own local crypto-currency. The value of these local currencies will be backed by a basket of assets and shares of local companies. This will allow users to consume and save while directly investing in the development of their region. By facilitating access to investment, the Solid'Ark ecosystem unleashes the potential of the real economy while democratizing wealth creation.

In ancient Greece, the Agora was a public place, where most of the institutions of the city could gather. This place was a real economic and political center of proximity, which allowed all Greek citizens to have a real influence on the development of their city. By embodying both a market place and a popular assembly, the Agora allowed the creation of an environment conducive to the development of a democratic ecosystem. The reputation of this ancient platform made it a truly emancipatory space; a network of exchange that could boast of facilitating the influence of citizen self-determination. In the eyes of the Greeks, the Agora was considered to be the symbol of civilization. Aristotle even claimed that people who did not have such a space were barbarians: uncivilized beings, incapable of taking the destiny of their society into their own hands. Association Solid'Ark aims to update this democratic institution for the benefit of citizens. Through its network and blockchain, the Solid'Ark ecosystem unleashes the potential of local economies, enabling them to develop in a sustainable, responsible, fair and democratic way.

The Solid'Ark Association aims to update the Agora by making it available to citizens. On the Digital Agora, users and companies can get together to create their own local and democratic bank. Each of these banks will then be able to issue its own local currency. These currencies will be sovereign and independent of all national currencies (independent of the CHF, the EUR or the USD). The value of these local currencies will be directly linked to the economic value of a local production circuit. Each local currency will embody a form of local economic index, representing all the values produced within a specific region or sector of economic activity. A basket of digital assets will continuously value these local currencies. This basket of assets will be composed of shares of local companies and property titles representing resources or real estate values. Thanks to the Digital Agora and its unique money creation system, the investment will be directly directed to the local economy.

Solid'Ark aims to develop a socio-economic ecosystem, which relies on a set of digital applications based on Blockchain technology. The objective is to create several interconnected applications whose respective functions allow to concretely realize the decentralization of growth, the decentralization of banking and monetary creation, the democratization of wealth production and especially the revaluation of the local economy, turned in favor of the citizens and the real economy. 1) A payment and e-wallet system; 2) A participatory financing platform (including a trading space for local tokens and crypto-currencies, a crowdfunding and fundraising space specially designed for local projects, startups and companies; 3) A financial space for digital securitization (tokenization of local company shares, digitization of property titles on resources or real estate); 4) A banking and monetary creation platform (local currencies representing the real economic value of local production); 5) A marketplace and a proximity search engine based on the use of local crypto-currencies; 6) A political forum that allows citizens to vote, elect their representative and launch referendums, popular initiatives as well as petitions.